* fix(billing): rename user-facing "terminal billing" copy to Remote Spending
The capability was renamed Remote Spending on the portal (consent CTA:
"Allow Remote Spending"; per-terminal states Granted/Stopped), but the
terminal, desktop, and docs still said "terminal billing" everywhere.
- Feature name: Remote Spending in titles/labels, lowercase mid-sentence.
- Step-up action verb is now "allow", matching the portal consent CTA.
- Kill-switch-off recovery copy points at the actual control ("a billing
admin can turn it on from the portal's Hermes Agent page") instead of
the dead-end "manage it on the portal".
- Per-terminal revoke copy uses the portal vocabulary ("stopped").
- Wire identifiers (cli_billing_enabled, cli_billing_disabled, ...) are
unchanged; copy, comments, docs, and test expectations only.
* fix(billing): correct the post-step-up denial diagnosis + finish the desktop rename
Adversarial review findings: (1) a repeated insufficient_scope after a
successful step-up is a per-terminal authorization failure, but the copy
blamed the org kill-switch and pointed at the wrong recovery control —
now: "Remote Spending still isn't active for this terminal — the
authorization didn't take. Retry, or make this change on the portal."
(2) the desktop step-up flow started in Remote Spending vocabulary but
finished in "billing management access" — renamed both end states.
(3) prettier formatting on the touched files (matches the post-merge
fmt bot).
b0da653ac8