AST-driven pass over every Path.read_text()/write_text() without an
explicit encoding= across non-test code: 71 sites in 34 files
(skills_hub, hermes_cli/main+profiles+service_manager+container_boot,
mem0/hindsight/honcho plugins, achievements dashboard, release/CI
scripts, productivity+comfyui skill helpers, agent/*). Verified zero
positional-encoding collisions before insertion; per-file compile()
check after.
Adds a check-windows-footguns rule flagging bare single-line
read_text/write_text (multi-line forms stay covered by the AST guard
test from #38985). Together with the salvaged contributor commits this
retires the ~169-site bare file-I/O class (#37423's long tail).
