diff --git a/hermes_cli/plugins.py b/hermes_cli/plugins.py
index 13a31b2a87..fbe6422d50 100644
--- a/hermes_cli/plugins.py
+++ b/hermes_cli/plugins.py
@@ -584,6 +584,45 @@ def invoke_hook(hook_name: str, **kwargs: Any) -> List[Any]:
 
 
 
+def get_pre_tool_call_block_message(
+    tool_name: str,
+    args: Optional[Dict[str, Any]],
+    task_id: str = "",
+    session_id: str = "",
+    tool_call_id: str = "",
+) -> Optional[str]:
+    """Check ``pre_tool_call`` hooks for a blocking directive.
+
+    Plugins that need to enforce policy (rate limiting, security
+    restrictions, approval workflows) can return::
+
+        {"action": "block", "message": "Reason the tool was blocked"}
+
+    from their ``pre_tool_call`` callback.  The first valid block
+    directive wins.  Invalid or irrelevant hook return values are
+    silently ignored so existing observer-only hooks are unaffected.
+    """
+    hook_results = invoke_hook(
+        "pre_tool_call",
+        tool_name=tool_name,
+        args=args if isinstance(args, dict) else {},
+        task_id=task_id,
+        session_id=session_id,
+        tool_call_id=tool_call_id,
+    )
+
+    for result in hook_results:
+        if not isinstance(result, dict):
+            continue
+        if result.get("action") != "block":
+            continue
+        message = result.get("message")
+        if isinstance(message, str) and message:
+            return message
+
+    return None
+
+
 def get_plugin_context_engine():
     """Return the plugin-registered context engine, or None."""
     return get_plugin_manager()._context_engine
diff --git a/model_tools.py b/model_tools.py
index c37007c413..1924b25168 100644
--- a/model_tools.py
+++ b/model_tools.py
@@ -464,6 +464,7 @@ def handle_function_call(
     session_id: Optional[str] = None,
     user_task: Optional[str] = None,
     enabled_tools: Optional[List[str]] = None,
+    skip_pre_tool_call_hook: bool = False,
 ) -> str:
     """
     Main function call dispatcher that routes calls to the tool registry.
@@ -484,31 +485,53 @@ def handle_function_call(
     # Coerce string arguments to their schema-declared types (e.g. "42"→42)
     function_args = coerce_tool_args(function_name, function_args)
 
-    # Notify the read-loop tracker when a non-read/search tool runs,
-    # so the *consecutive* counter resets (reads after other work are fine).
-    if function_name not in _READ_SEARCH_TOOLS:
-        try:
-            from tools.file_tools import notify_other_tool_call
-            notify_other_tool_call(task_id or "default")
-        except Exception:
-            pass  # file_tools may not be loaded yet
-
     try:
         if function_name in _AGENT_LOOP_TOOLS:
             return json.dumps({"error": f"{function_name} must be handled by the agent loop"})
 
-        try:
-            from hermes_cli.plugins import invoke_hook
-            invoke_hook(
-                "pre_tool_call",
-                tool_name=function_name,
-                args=function_args,
-                task_id=task_id or "",
-                session_id=session_id or "",
-                tool_call_id=tool_call_id or "",
-            )
-        except Exception:
-            pass
+        # Check plugin hooks for a block directive (unless caller already
+        # checked — e.g. run_agent._invoke_tool passes skip=True to
+        # avoid double-firing the hook).
+        if not skip_pre_tool_call_hook:
+            block_message: Optional[str] = None
+            try:
+                from hermes_cli.plugins import get_pre_tool_call_block_message
+                block_message = get_pre_tool_call_block_message(
+                    function_name,
+                    function_args,
+                    task_id=task_id or "",
+                    session_id=session_id or "",
+                    tool_call_id=tool_call_id or "",
+                )
+            except Exception:
+                pass
+
+            if block_message is not None:
+                return json.dumps({"error": block_message}, ensure_ascii=False)
+        else:
+            # Still fire the hook for observers — just don't check for blocking
+            # (the caller already did that).
+            try:
+                from hermes_cli.plugins import invoke_hook
+                invoke_hook(
+                    "pre_tool_call",
+                    tool_name=function_name,
+                    args=function_args,
+                    task_id=task_id or "",
+                    session_id=session_id or "",
+                    tool_call_id=tool_call_id or "",
+                )
+            except Exception:
+                pass
+
+        # Notify the read-loop tracker when a non-read/search tool runs,
+        # so the *consecutive* counter resets (reads after other work are fine).
+        if function_name not in _READ_SEARCH_TOOLS:
+            try:
+                from tools.file_tools import notify_other_tool_call
+                notify_other_tool_call(task_id or "default")
+            except Exception:
+                pass  # file_tools may not be loaded yet
 
         if function_name == "execute_code":
             # Prefer the caller-provided list so subagents can't overwrite
diff --git a/run_agent.py b/run_agent.py
index 5005153b3b..5922534646 100644
--- a/run_agent.py
+++ b/run_agent.py
@@ -6890,6 +6890,18 @@ class AIAgent:
         tools. Used by the concurrent execution path; the sequential path retains
         its own inline invocation for backward-compatible display handling.
         """
+        # Check plugin hooks for a block directive before executing anything.
+        block_message: Optional[str] = None
+        try:
+            from hermes_cli.plugins import get_pre_tool_call_block_message
+            block_message = get_pre_tool_call_block_message(
+                function_name, function_args, task_id=effective_task_id or "",
+            )
+        except Exception:
+            pass
+        if block_message is not None:
+            return json.dumps({"error": block_message}, ensure_ascii=False)
+
         if function_name == "todo":
             from tools.todo_tool import todo_tool as _todo_tool
             return _todo_tool(
@@ -6954,6 +6966,7 @@ class AIAgent:
                 tool_call_id=tool_call_id,
                 session_id=self.session_id or "",
                 enabled_tools=list(self.valid_tool_names) if self.valid_tool_names else None,
+                skip_pre_tool_call_hook=True,
             )
 
     def _execute_tool_calls_concurrent(self, assistant_message, messages: list, effective_task_id: str, api_call_count: int = 0) -> None:
@@ -7184,12 +7197,6 @@ class AIAgent:
 
             function_name = tool_call.function.name
 
-            # Reset nudge counters when the relevant tool is actually used
-            if function_name == "memory":
-                self._turns_since_memory = 0
-            elif function_name == "skill_manage":
-                self._iters_since_skill = 0
-
             try:
                 function_args = json.loads(tool_call.function.arguments)
             except json.JSONDecodeError as e:
@@ -7198,6 +7205,27 @@ class AIAgent:
             if not isinstance(function_args, dict):
                 function_args = {}
 
+            # Check plugin hooks for a block directive before executing.
+            _block_msg: Optional[str] = None
+            try:
+                from hermes_cli.plugins import get_pre_tool_call_block_message
+                _block_msg = get_pre_tool_call_block_message(
+                    function_name, function_args, task_id=effective_task_id or "",
+                )
+            except Exception:
+                pass
+
+            if _block_msg is not None:
+                # Tool blocked by plugin policy — skip counter resets.
+                # Execution is handled below in the tool dispatch chain.
+                pass
+            else:
+                # Reset nudge counters when the relevant tool is actually used
+                if function_name == "memory":
+                    self._turns_since_memory = 0
+                elif function_name == "skill_manage":
+                    self._iters_since_skill = 0
+
             if not self.quiet_mode:
                 args_str = json.dumps(function_args, ensure_ascii=False)
                 if self.verbose_logging:
@@ -7207,33 +7235,35 @@ class AIAgent:
                     args_preview = args_str[:self.log_prefix_chars] + "..." if len(args_str) > self.log_prefix_chars else args_str
                     print(f"  📞 Tool {i}: {function_name}({list(function_args.keys())}) - {args_preview}")
 
-            self._current_tool = function_name
-            self._touch_activity(f"executing tool: {function_name}")
+            if _block_msg is None:
+                self._current_tool = function_name
+                self._touch_activity(f"executing tool: {function_name}")
 
             # Set activity callback for long-running tool execution (terminal
             # commands, etc.) so the gateway's inactivity monitor doesn't kill
             # the agent while a command is running.
-            try:
-                from tools.environments.base import set_activity_callback
-                set_activity_callback(self._touch_activity)
-            except Exception:
-                pass
+            if _block_msg is None:
+                try:
+                    from tools.environments.base import set_activity_callback
+                    set_activity_callback(self._touch_activity)
+                except Exception:
+                    pass
 
-            if self.tool_progress_callback:
+            if _block_msg is None and self.tool_progress_callback:
                 try:
                     preview = _build_tool_preview(function_name, function_args)
                     self.tool_progress_callback("tool.started", function_name, preview, function_args)
                 except Exception as cb_err:
                     logging.debug(f"Tool progress callback error: {cb_err}")
 
-            if self.tool_start_callback:
+            if _block_msg is None and self.tool_start_callback:
                 try:
                     self.tool_start_callback(tool_call.id, function_name, function_args)
                 except Exception as cb_err:
                     logging.debug(f"Tool start callback error: {cb_err}")
 
             # Checkpoint: snapshot working dir before file-mutating tools
-            if function_name in ("write_file", "patch") and self._checkpoint_mgr.enabled:
+            if _block_msg is None and function_name in ("write_file", "patch") and self._checkpoint_mgr.enabled:
                 try:
                     file_path = function_args.get("path", "")
                     if file_path:
@@ -7245,7 +7275,7 @@ class AIAgent:
                     pass  # never block tool execution
 
             # Checkpoint before destructive terminal commands
-            if function_name == "terminal" and self._checkpoint_mgr.enabled:
+            if _block_msg is None and function_name == "terminal" and self._checkpoint_mgr.enabled:
                 try:
                     cmd = function_args.get("command", "")
                     if _is_destructive_command(cmd):
@@ -7258,7 +7288,11 @@ class AIAgent:
 
             tool_start_time = time.time()
 
-            if function_name == "todo":
+            if _block_msg is not None:
+                # Tool blocked by plugin policy — return error without executing.
+                function_result = json.dumps({"error": _block_msg}, ensure_ascii=False)
+                tool_duration = 0.0
+            elif function_name == "todo":
                 from tools.todo_tool import todo_tool as _todo_tool
                 function_result = _todo_tool(
                     todos=function_args.get("todos"),
@@ -7401,6 +7435,7 @@ class AIAgent:
                         tool_call_id=tool_call.id,
                         session_id=self.session_id or "",
                         enabled_tools=list(self.valid_tool_names) if self.valid_tool_names else None,
+                        skip_pre_tool_call_hook=True,
                     )
                     _spinner_result = function_result
                 except Exception as tool_error:
@@ -7420,6 +7455,7 @@ class AIAgent:
                         tool_call_id=tool_call.id,
                         session_id=self.session_id or "",
                         enabled_tools=list(self.valid_tool_names) if self.valid_tool_names else None,
+                        skip_pre_tool_call_hook=True,
                     )
                 except Exception as tool_error:
                     function_result = f"Error executing tool '{function_name}': {tool_error}"
diff --git a/tests/hermes_cli/test_plugins.py b/tests/hermes_cli/test_plugins.py
index ec29a4e90a..7be1be6179 100644
--- a/tests/hermes_cli/test_plugins.py
+++ b/tests/hermes_cli/test_plugins.py
@@ -18,6 +18,7 @@ from hermes_cli.plugins import (
     PluginManager,
     PluginManifest,
     get_plugin_manager,
+    get_pre_tool_call_block_message,
     discover_plugins,
     invoke_hook,
 )
@@ -310,6 +311,50 @@ class TestPluginHooks:
         assert any("on_banana" in record.message for record in caplog.records)
 
 
+class TestPreToolCallBlocking:
+    """Tests for the pre_tool_call block directive helper."""
+
+    def test_block_message_returned_for_valid_directive(self, monkeypatch):
+        monkeypatch.setattr(
+            "hermes_cli.plugins.invoke_hook",
+            lambda hook_name, **kwargs: [{"action": "block", "message": "blocked by plugin"}],
+        )
+        assert get_pre_tool_call_block_message("todo", {}, task_id="t1") == "blocked by plugin"
+
+    def test_invalid_returns_are_ignored(self, monkeypatch):
+        """Various malformed hook returns should not trigger a block."""
+        monkeypatch.setattr(
+            "hermes_cli.plugins.invoke_hook",
+            lambda hook_name, **kwargs: [
+                "block",                                 # not a dict
+                123,                                     # not a dict
+                {"action": "block"},                     # missing message
+                {"action": "deny", "message": "nope"},   # wrong action
+                {"message": "missing action"},            # no action key
+                {"action": "block", "message": 123},     # message not str
+            ],
+        )
+        assert get_pre_tool_call_block_message("todo", {}, task_id="t1") is None
+
+    def test_none_when_no_hooks(self, monkeypatch):
+        monkeypatch.setattr(
+            "hermes_cli.plugins.invoke_hook",
+            lambda hook_name, **kwargs: [],
+        )
+        assert get_pre_tool_call_block_message("web_search", {"q": "test"}) is None
+
+    def test_first_valid_block_wins(self, monkeypatch):
+        monkeypatch.setattr(
+            "hermes_cli.plugins.invoke_hook",
+            lambda hook_name, **kwargs: [
+                {"action": "allow"},
+                {"action": "block", "message": "first blocker"},
+                {"action": "block", "message": "second blocker"},
+            ],
+        )
+        assert get_pre_tool_call_block_message("terminal", {}) == "first blocker"
+
+
 # ── TestPluginContext ──────────────────────────────────────────────────────
 
 
diff --git a/tests/run_agent/test_run_agent.py b/tests/run_agent/test_run_agent.py
index 568077fd7b..d71e6a6255 100644
--- a/tests/run_agent/test_run_agent.py
+++ b/tests/run_agent/test_run_agent.py
@@ -1442,7 +1442,7 @@ class TestConcurrentToolExecution:
                 tool_call_id=None,
                 session_id=agent.session_id,
                 enabled_tools=list(agent.valid_tool_names),
-
+                skip_pre_tool_call_hook=True,
             )
             assert result == "result"
 
@@ -1489,6 +1489,73 @@ class TestConcurrentToolExecution:
             mock_todo.assert_called_once()
         assert "ok" in result
 
+    def test_invoke_tool_blocked_returns_error_and_skips_execution(self, agent, monkeypatch):
+        """_invoke_tool should return error JSON when a plugin blocks the tool."""
+        monkeypatch.setattr(
+            "hermes_cli.plugins.get_pre_tool_call_block_message",
+            lambda *args, **kwargs: "Blocked by test policy",
+        )
+        with patch("tools.todo_tool.todo_tool", side_effect=AssertionError("should not run")) as mock_todo:
+            result = agent._invoke_tool("todo", {"todos": []}, "task-1")
+
+        assert json.loads(result) == {"error": "Blocked by test policy"}
+        mock_todo.assert_not_called()
+
+    def test_invoke_tool_blocked_skips_handle_function_call(self, agent, monkeypatch):
+        """Blocked registry tools should not reach handle_function_call."""
+        monkeypatch.setattr(
+            "hermes_cli.plugins.get_pre_tool_call_block_message",
+            lambda *args, **kwargs: "Blocked",
+        )
+        with patch("run_agent.handle_function_call", side_effect=AssertionError("should not run")):
+            result = agent._invoke_tool("web_search", {"q": "test"}, "task-1")
+
+        assert json.loads(result) == {"error": "Blocked"}
+
+    def test_sequential_blocked_tool_skips_checkpoints_and_callbacks(self, agent, monkeypatch):
+        """Sequential path: blocked tool should not trigger checkpoints or start callbacks."""
+        tool_call = _mock_tool_call(name="write_file",
+                                    arguments='{"path":"test.txt","content":"hello"}',
+                                    call_id="c1")
+        mock_msg = _mock_assistant_msg(content="", tool_calls=[tool_call])
+        messages = []
+
+        monkeypatch.setattr(
+            "hermes_cli.plugins.get_pre_tool_call_block_message",
+            lambda *args, **kwargs: "Blocked by policy",
+        )
+        agent._checkpoint_mgr.enabled = True
+        agent._checkpoint_mgr.ensure_checkpoint = MagicMock(
+            side_effect=AssertionError("checkpoint should not run")
+        )
+
+        starts = []
+        agent.tool_start_callback = lambda *a: starts.append(a)
+
+        with patch("run_agent.handle_function_call", side_effect=AssertionError("should not run")):
+            agent._execute_tool_calls_sequential(mock_msg, messages, "task-1")
+
+        agent._checkpoint_mgr.ensure_checkpoint.assert_not_called()
+        assert starts == []
+        assert len(messages) == 1
+        assert messages[0]["role"] == "tool"
+        assert json.loads(messages[0]["content"]) == {"error": "Blocked by policy"}
+
+    def test_blocked_memory_tool_does_not_reset_counter(self, agent, monkeypatch):
+        """Blocked memory tool should not reset the nudge counter."""
+        agent._turns_since_memory = 5
+        monkeypatch.setattr(
+            "hermes_cli.plugins.get_pre_tool_call_block_message",
+            lambda *args, **kwargs: "Blocked",
+        )
+        with patch("tools.memory_tool.memory_tool", side_effect=AssertionError("should not run")):
+            result = agent._invoke_tool(
+                "memory", {"action": "add", "target": "memory", "content": "x"}, "task-1",
+            )
+
+        assert json.loads(result) == {"error": "Blocked"}
+        assert agent._turns_since_memory == 5
+
 
 class TestPathsOverlap:
     """Unit tests for the _paths_overlap helper."""
diff --git a/tests/test_model_tools.py b/tests/test_model_tools.py
index 5e3b1d6ce1..bb8a79ab0b 100644
--- a/tests/test_model_tools.py
+++ b/tests/test_model_tools.py
@@ -91,6 +91,91 @@ class TestAgentLoopTools:
         assert "terminal" not in _AGENT_LOOP_TOOLS
 
 
+# =========================================================================
+# Pre-tool-call blocking via plugin hooks
+# =========================================================================
+
+class TestPreToolCallBlocking:
+    """Verify that pre_tool_call hooks can block tool execution."""
+
+    def test_blocked_tool_returns_error_and_skips_dispatch(self, monkeypatch):
+        def fake_invoke_hook(hook_name, **kwargs):
+            if hook_name == "pre_tool_call":
+                return [{"action": "block", "message": "Blocked by policy"}]
+            return []
+
+        dispatch_called = False
+        _orig_dispatch = None
+
+        def fake_dispatch(*args, **kwargs):
+            nonlocal dispatch_called
+            dispatch_called = True
+            raise AssertionError("dispatch should not run when blocked")
+
+        monkeypatch.setattr("hermes_cli.plugins.invoke_hook", fake_invoke_hook)
+        monkeypatch.setattr("model_tools.registry.dispatch", fake_dispatch)
+
+        result = json.loads(handle_function_call("read_file", {"path": "test.txt"}, task_id="t1"))
+        assert result == {"error": "Blocked by policy"}
+        assert not dispatch_called
+
+    def test_blocked_tool_skips_read_loop_notification(self, monkeypatch):
+        notifications = []
+
+        def fake_invoke_hook(hook_name, **kwargs):
+            if hook_name == "pre_tool_call":
+                return [{"action": "block", "message": "Blocked"}]
+            return []
+
+        monkeypatch.setattr("hermes_cli.plugins.invoke_hook", fake_invoke_hook)
+        monkeypatch.setattr("model_tools.registry.dispatch",
+                            lambda *a, **kw: (_ for _ in ()).throw(AssertionError("should not run")))
+        monkeypatch.setattr("tools.file_tools.notify_other_tool_call",
+                            lambda task_id: notifications.append(task_id))
+
+        result = json.loads(handle_function_call("web_search", {"q": "test"}, task_id="t1"))
+        assert result == {"error": "Blocked"}
+        assert notifications == []
+
+    def test_invalid_hook_returns_do_not_block(self, monkeypatch):
+        """Malformed hook returns should be ignored — tool executes normally."""
+        def fake_invoke_hook(hook_name, **kwargs):
+            if hook_name == "pre_tool_call":
+                return [
+                    "block",
+                    {"action": "block"},           # missing message
+                    {"action": "deny", "message": "nope"},
+                ]
+            return []
+
+        monkeypatch.setattr("hermes_cli.plugins.invoke_hook", fake_invoke_hook)
+        monkeypatch.setattr("model_tools.registry.dispatch",
+                            lambda *a, **kw: json.dumps({"ok": True}))
+
+        result = json.loads(handle_function_call("read_file", {"path": "test.txt"}, task_id="t1"))
+        assert result == {"ok": True}
+
+    def test_skip_flag_prevents_double_block_check(self, monkeypatch):
+        """When skip_pre_tool_call_hook=True, blocking is not checked (caller did it)."""
+        hook_calls = []
+
+        def fake_invoke_hook(hook_name, **kwargs):
+            hook_calls.append(hook_name)
+            return []
+
+        monkeypatch.setattr("hermes_cli.plugins.invoke_hook", fake_invoke_hook)
+        monkeypatch.setattr("model_tools.registry.dispatch",
+                            lambda *a, **kw: json.dumps({"ok": True}))
+
+        handle_function_call("web_search", {"q": "test"}, task_id="t1",
+                             skip_pre_tool_call_hook=True)
+
+        # Hook still fires for observer notification, but get_pre_tool_call_block_message
+        # is not called — invoke_hook fires directly in the skip=True branch.
+        assert "pre_tool_call" in hook_calls
+        assert "post_tool_call" in hook_calls
+
+
 # =========================================================================
 # Legacy toolset map
 # =========================================================================