diff --git a/agent/agent_runtime_helpers.py b/agent/agent_runtime_helpers.py
index ccf15307b07..3473eb0b54c 100644
--- a/agent/agent_runtime_helpers.py
+++ b/agent/agent_runtime_helpers.py
@@ -1697,6 +1697,27 @@ def switch_model(agent, new_model, new_provider, api_key='', base_url='', api_mo
         old_model, old_provider, new_model, new_provider,
     )
 
+    # ── Persist billing route to session DB ──
+    # The agent's _session_db / session_id may not be set in all contexts
+    # (tests, bare agents without a session DB, etc.).  This ensures the
+    # dashboard Model cards show the actual provider after a mid-session
+    # /model switch instead of the stale session-creation provider.
+    # See #48248 for the full bug description.
+    _session_db = getattr(agent, "_session_db", None)
+    _session_id = getattr(agent, "session_id", None)
+    if _session_db is not None and _session_id:
+        try:
+            _session_db.update_session_billing_route(
+                _session_id,
+                provider=agent.provider,
+                base_url=agent.base_url,
+                billing_mode=getattr(agent, "api_mode", None),
+            )
+        except Exception:
+            logger.warning(
+                "Failed to persist billing route after model switch",
+                exc_info=True,
+            )
 
 
 def invoke_tool(agent, function_name: str, function_args: dict, effective_task_id: str,
diff --git a/hermes_state.py b/hermes_state.py
index 0c77d9c21dd..56efd47dabc 100644
--- a/hermes_state.py
+++ b/hermes_state.py
@@ -1584,6 +1584,36 @@ class SessionDB:
             )
         self._execute_write(_do)
 
+    def update_session_billing_route(
+        self,
+        session_id: str,
+        *,
+        provider: str,
+        base_url: str,
+        billing_mode: Optional[str] = None,
+    ) -> None:
+        """Unconditionally update the billing provider/base_url for a session.
+
+        Unlike ``update_token_counts`` which uses ``COALESCE(billing_provider, ?)``
+        (only filling in NULL), this unconditionally sets the billing fields so
+        that the dashboard reflects the user's latest /model switch.
+
+        Also nulls ``system_prompt`` so the cached snapshot (which embeds a
+        stale ``Model:`` / ``Provider:`` header) is rebuilt — matching the
+        behavior of ``update_session_model`` (see #48173, #48248).
+        """
+        def _do(conn):
+            conn.execute(
+                """UPDATE sessions SET
+                   billing_provider = ?,
+                   billing_base_url = ?,
+                   billing_mode = COALESCE(?, billing_mode),
+                   system_prompt = NULL
+                   WHERE id = ?""",
+                (provider, base_url, billing_mode, session_id),
+            )
+        self._execute_write(_do)
+
     def update_token_counts(
         self,
         session_id: str,