diff --git a/web/src/pages/ChatPage.tsx b/web/src/pages/ChatPage.tsx
index 081cccc0c45..fd18e6133af 100644
--- a/web/src/pages/ChatPage.tsx
+++ b/web/src/pages/ChatPage.tsx
@@ -47,6 +47,12 @@ import {
   shouldBlockPtyInput,
   shouldReconnectPtyOnPageResume,
 } from "@/lib/pty-reconnect";
+import {
+  PTY_RESUME_LOADING_MAX_MS,
+  PTY_RESUME_LOADING_MESSAGE,
+  shouldFinishResumeHydrationOnChunk,
+  shouldShowResumeLoadingOverlay,
+} from "@/lib/pty-resume-loading";
 import {
   MOBILE_REPLACEMENT_WINDOW_MS,
   normalizePtyMobileInput,
@@ -204,6 +210,10 @@ export default function ChatPage({ isActive = true }: { isActive?: boolean }) {
   const [ptyState, setPtyState] =
     useState<PtyConnectionState>("connecting");
   const ptyStateRef = useRef<PtyConnectionState>("connecting");
+  // True until the first real PTY payload arrives for a resumed session.
+  // Covers the blank terminal + blinking-cursor window so users don't think
+  // chat is broken; clears as soon as there is something to show.
+  const [resumeHydrating, setResumeHydrating] = useState(false);
   const [lastCloseCode, setLastCloseCode] = useState<number | null>(null);
   // NS-504: when the agent process exits cleanly (the user typed `/exit`, or
   // started a new session that ended the current PTY child), the PTY socket
@@ -892,12 +902,42 @@ export default function ChatPage({ isActive = true }: { isActive?: boolean }) {
     let onDataDisposable: { dispose(): void } | null = null;
     let onResizeDisposable: { dispose(): void } | null = null;
     let eraseSuppressionTimer: ReturnType<typeof setTimeout> | null = null;
+    let resumeMaxTimer: ReturnType<typeof setTimeout> | null = null;
     const clearEraseSuppressionTimer = () => {
       if (eraseSuppressionTimer) {
         clearTimeout(eraseSuppressionTimer);
         eraseSuppressionTimer = null;
       }
     };
+    const clearResumeLoadingTimers = () => {
+      if (resumeMaxTimer) {
+        clearTimeout(resumeMaxTimer);
+        resumeMaxTimer = null;
+      }
+    };
+    const finishResumeHydration = () => {
+      clearResumeLoadingTimers();
+      if (!unmounting) {
+        setResumeHydrating(false);
+      }
+    };
+    const noteResumePtyChunk = (chunkText: string) => {
+      if (!resumeParam || unmounting) {
+        return;
+      }
+      if (shouldFinishResumeHydrationOnChunk(chunkText)) {
+        finishResumeHydration();
+      }
+    };
+    if (resumeParam) {
+      setResumeHydrating(true);
+      resumeMaxTimer = setTimeout(
+        finishResumeHydration,
+        PTY_RESUME_LOADING_MAX_MS,
+      );
+    } else {
+      setResumeHydrating(false);
+    }
     const forceFresh = forceFreshPtyRef.current;
     forceFreshPtyRef.current = false;
     // A connect attempt is now in flight — set synchronously (before the async
@@ -1019,6 +1059,7 @@ export default function ChatPage({ isActive = true }: { isActive?: boolean }) {
               stream: true,
             });
       term.write(resumeParam ? sanitizer.next(text) : text);
+      noteResumePtyChunk(text);
     };
 
     ws.onclose = (ev) => {
@@ -1180,6 +1221,8 @@ export default function ChatPage({ isActive = true }: { isActive?: boolean }) {
       imageUploadDisposed = true;
       syncMetricsRef.current = null;
       clearEraseSuppressionTimer();
+      clearResumeLoadingTimers();
+      setResumeHydrating(false);
       onDataDisposable?.dispose();
       onResizeDisposable?.dispose();
       mobileInputCleanup?.();
@@ -1354,6 +1397,11 @@ export default function ChatPage({ isActive = true }: { isActive?: boolean }) {
   const visibleBanner = banner ?? reconnectBanner;
   const showReconnectOverlay =
     ptyState === "reconnecting" || (ptyState === "closed" && !banner);
+  const showResumeLoadingOverlay = shouldShowResumeLoadingOverlay({
+    hasResumeTarget: Boolean(resumeParam),
+    ptyState,
+    hydrating: resumeHydrating,
+  });
   const mobileModelToolsPortal =
     isActive &&
     narrow &&
@@ -1488,6 +1536,19 @@ export default function ChatPage({ isActive = true }: { isActive?: boolean }) {
             </div>
           )}
 
+          {showResumeLoadingOverlay && (
+            <div
+              className="pointer-events-none absolute inset-0 z-20 flex items-center justify-center"
+              role="status"
+              aria-live="polite"
+              aria-label={PTY_RESUME_LOADING_MESSAGE}
+            >
+              <div className="max-w-[min(28rem,calc(100vw-3rem))] border border-current/30 bg-black/80 px-4 py-3 text-center text-xs tracking-wide text-white/85 shadow-lg">
+                {PTY_RESUME_LOADING_MESSAGE}
+              </div>
+            </div>
+          )}
+
           {/* NS-504: the agent process exited (e.g. `/exit` or a new session).
               Offer an in-place restart so the user never has to refresh the
               whole page to get a working chat back. */}