fix(skills): apply disabled-skill gate to CLI/TUI preloaded skills

build_preloaded_skills_prompt() (hermes -s <skill>, and tui_gateway's
HERMES_TUI_SKILLS deployment env var) loads skills via _load_skill_payload()
with a raw identifier, bypassing get_skill_commands()' scan-time disabled
filter entirely. Result: a skill an operator disabled via skills.disabled
still gets force-loaded and injected into every session — including every
session on a shared tui_gateway deployment where the operator set
HERMES_TUI_SKILLS.

The bundle-invocation path (#59156) already re-checks get_disabled_skill_names()
for exactly this reason; preloaded-skill loading was the other _load_skill_payload
call site still missing it.

Fix: check each resolved skill's name (and raw identifier) against
get_disabled_skill_names() before injecting it. A disabled skill is now
reported the same way an unknown one already is (skipped, listed in the
returned missing_identifiers) — no return-shape or caller changes needed.
No behavior change when no skill is disabled.

agent/skill_commands.py

@@ -696,14 +696,27 @@ def build_preloaded_skills_prompt(
     skill_identifiers: list[str],
     task_id: str | None = None,
 ) -> tuple[str, list[str], list[str]]:
-    """Load one or more skills for session-wide CLI preloading.
+    """Load one or more skills for session-wide CLI/TUI preloading.
 
     Returns (prompt_text, loaded_skill_names, missing_identifiers).
+
+    Disabled skills are treated the same as missing ones: this loads via a
+    raw identifier straight into ``_load_skill_payload``, bypassing
+    ``get_skill_commands()``'s scan-time disabled filter — mirrors the
+    bundle-invocation gate (#59156). Without this, ``hermes -s <skill>`` or
+    a deployment's ``HERMES_TUI_SKILLS`` env var could force-load a skill an
+    operator disabled via ``skills.disabled``/``skills.platform_disabled``.
     """
     prompt_parts: list[str] = []
     loaded_names: list[str] = []
     missing: list[str] = []
 
+    try:
+        from agent.skill_utils import get_disabled_skill_names
+        disabled_names = get_disabled_skill_names()
+    except Exception:
+        disabled_names = set()
+
     seen: set[str] = set()
     for raw_identifier in skill_identifiers:
         identifier = (raw_identifier or "").strip()
@@ -718,6 +731,10 @@ def build_preloaded_skills_prompt(
 
         loaded_skill, skill_dir, skill_name = loaded
 
+        if skill_name in disabled_names or identifier in disabled_names:
+            missing.append(identifier)
+            continue
+
         # Track active usage for Curator lifecycle management (#17782)
         try:
             from tools.skill_usage import bump_use

tests/agent/test_skill_commands.py

@@ -451,6 +451,43 @@ class TestBuildPreloadedSkillsPrompt:
         assert loaded == ["present-skill"]
         assert missing == ["missing-skill"]
 
+    def test_skips_disabled_skill(self, tmp_path, monkeypatch):
+        """A globally-disabled skill must not be force-loaded via -s /
+        HERMES_TUI_SKILLS preloading (mirrors the bundle gate, #59156)."""
+        with patch("tools.skills_tool.SKILLS_DIR", tmp_path):
+            _make_skill(tmp_path, "enabled-skill", body="Enabled content.")
+            _make_skill(tmp_path, "disabled-skill", body="SECRET DISABLED CONTENT.")
+
+            import agent.skill_utils as su_module
+            monkeypatch.setattr(
+                su_module, "get_disabled_skill_names", lambda platform=None: {"disabled-skill"}
+            )
+
+            prompt, loaded, missing = build_preloaded_skills_prompt(
+                ["enabled-skill", "disabled-skill"]
+            )
+
+        assert loaded == ["enabled-skill"]
+        assert missing == ["disabled-skill"]
+        assert "SECRET DISABLED CONTENT." not in prompt
+        assert "enabled-skill" in prompt
+
+    def test_loads_normally_when_nothing_disabled(self, tmp_path, monkeypatch):
+        """Positive control: without a disabled-skills config, both load."""
+        with patch("tools.skills_tool.SKILLS_DIR", tmp_path):
+            _make_skill(tmp_path, "first-skill")
+            _make_skill(tmp_path, "second-skill")
+
+            import agent.skill_utils as su_module
+            monkeypatch.setattr(su_module, "get_disabled_skill_names", lambda platform=None: set())
+
+            prompt, loaded, missing = build_preloaded_skills_prompt(
+                ["first-skill", "second-skill"]
+            )
+
+        assert missing == []
+        assert loaded == ["first-skill", "second-skill"]
+
 
 class TestBuildSkillInvocationMessage:
     def test_loads_skill_by_stored_path_when_frontmatter_name_differs(self, tmp_path):