diff --git a/agent/moa_loop.py b/agent/moa_loop.py
index 85984b832d92..21fae396d9dd 100644
--- a/agent/moa_loop.py
+++ b/agent/moa_loop.py
@@ -1703,14 +1703,16 @@ class MoAChatCompletions:
         reference_outputs: list[tuple[str, str, Any]] = []
         ref_messages = _reference_messages(messages)
 
-        # Fan-out cadence. "per_iteration" (default): advisors re-run whenever
-        # the advisory view changes — i.e. every tool iteration, since the
-        # view grows with each tool result. "user_turn": advisors run ONCE per
-        # user turn; subsequent tool iterations reuse that turn's advice and
-        # the aggregator acts alone (the original MoA shape: synthesize at the
-        # start, then let the acting model work). Implemented by hashing only
-        # the prefix up to the LAST USER message so mid-turn growth doesn't
-        # change the signature — iteration 2+ becomes a cache HIT.
+        # Fan-out cadence. "user_turn" (default — cheapest cadence, #67199):
+        # advisors run ONCE per user turn; subsequent tool iterations reuse
+        # that turn's advice and the aggregator acts alone (the original MoA
+        # shape: synthesize at the start, then let the acting model work).
+        # Implemented by hashing only the prefix up to the LAST USER message
+        # so mid-turn growth doesn't change the signature — iteration 2+
+        # becomes a cache HIT. "per_iteration": advisors re-run whenever the
+        # advisory view changes — i.e. every tool iteration, since the view
+        # grows with each tool result; advice tracks live task state at the
+        # cost of multiplying advisor latency/spend by tool-loop depth.
         # "every_n:<N>" (N >= 2): the middle ground (issue #63393 — advisor
         # fan-out multiplies latency/cost by the tool-iteration count).
         # Advisors run on iteration 1 of a user turn and then every Nth tool
@@ -1720,7 +1722,7 @@ class MoAChatCompletions:
         # refreshed against the very latest tool results). The iteration
         # counter is scoped per user turn and resets on a new user message,
         # so every turn starts with fresh advice.
-        fanout_mode = str(preset.get("fanout") or "per_iteration").strip().lower()
+        fanout_mode = str(preset.get("fanout") or "user_turn").strip().lower()
         every_n = 0
         if fanout_mode.startswith("every_n:"):
             try:
@@ -1728,8 +1730,8 @@ class MoAChatCompletions:
             except (TypeError, ValueError):
                 every_n = 0
             if every_n < 2:
-                # Unparseable / degenerate cadence degrades to the default,
-                # mirroring _coerce_fanout's tolerant-read contract.
+                # every_n:1 semantically IS per-iteration; degrade there,
+                # mirroring _coerce_fanout's collapse of degenerate N.
                 fanout_mode = "per_iteration"
         sig_messages = ref_messages
         turn_prefix = ref_messages
diff --git a/apps/desktop/src/types/hermes.ts b/apps/desktop/src/types/hermes.ts
index cbcff82d1914..c49c736e079a 100644
--- a/apps/desktop/src/types/hermes.ts
+++ b/apps/desktop/src/types/hermes.ts
@@ -1017,7 +1017,7 @@ export interface MoaConfigResponse {
       reference_temperature: number
       /** Optional advisor output cap — round-tripped, not edited here. */
       reference_max_tokens?: number | null
-      /** Fan-out cadence (per_iteration | user_turn) — round-tripped. */
+      /** Fan-out cadence (user_turn default | per_iteration | every_n:N) — round-tripped. */
       fanout?: string
       reference_timeout: number | null
     }
diff --git a/hermes_cli/moa_config.py b/hermes_cli/moa_config.py
index c92f516b1a18..24d36e4a19d8 100644
--- a/hermes_cli/moa_config.py
+++ b/hermes_cli/moa_config.py
@@ -108,9 +108,10 @@ def _coerce_fanout(value: Any) -> str:
     ``every_n:<N>`` (N >= 2). The ``every_n`` cadence also accepts the mapping
     form ``{mode: every_n, n: N}`` from hand-edited YAML and normalizes it to
     the canonical string, so the rest of the pipeline (presets, flattened
-    view, runtime) only ever sees one shape. ``every_n:1`` means "run every
-    iteration" and collapses to ``per_iteration``; anything unparseable falls
-    back to ``per_iteration`` (the tolerant-read contract of this module).
+    view, runtime) only ever sees one shape. ``every_n:1`` semantically means
+    "run every iteration" and collapses to ``per_iteration``; anything
+    unparseable falls back to ``user_turn`` (the default — cheapest cadence;
+    see #67199).
     """
     if isinstance(value, dict):
         # Mapping form: {mode: every_n, n: 3}. Non-every_n mapping modes fall
@@ -118,7 +119,9 @@ def _coerce_fanout(value: Any) -> str:
         mode = str(value.get("mode") or "").strip().lower()
         if mode == "every_n":
             n = _coerce_int(value.get("n"), 0)
-            return f"every_n:{n}" if n >= 2 else "per_iteration"
+            if n >= 2:
+                return f"every_n:{n}"
+            return "per_iteration" if n == 1 else "user_turn"
         value = mode
     mode = str(value or "").strip().lower()
     if mode in {"per_iteration", "user_turn"}:
@@ -128,7 +131,9 @@ def _coerce_fanout(value: Any) -> str:
         n = _coerce_int(rest.strip(), 0) if sep else 0
         if n >= 2:
             return f"every_n:{n}"
-    return "per_iteration"
+        if n == 1:
+            return "per_iteration"
+    return "user_turn"
 
 
 def coerce_privacy_filter(value: Any) -> str:
@@ -300,7 +305,7 @@ def _default_preset() -> dict[str, Any]:
         "degraded_reference_policy": "loud",
         "max_tokens": 4096,
         "reference_max_tokens": None,
-        "fanout": "per_iteration",
+        "fanout": "user_turn",
         "enabled": True,
     }
 
@@ -348,16 +353,18 @@ def _normalize_preset(raw: Any) -> dict[str, Any]:
         # judgement, so capping roughly halves per-turn wall time. Does NOT cap
         # the acting aggregator (its output is the user-visible answer).
         "reference_max_tokens": _coerce_int_or_none(raw.get("reference_max_tokens")),
-        # When the reference fan-out runs. "per_iteration" (default) re-runs
-        # the advisors whenever the advisory view changes — i.e. every tool
-        # iteration, so advice tracks live task state. "user_turn" runs the
-        # advisors ONCE per user turn (the original MoA shape): the
-        # aggregator gets their upfront plan-level advice, then acts alone
-        # for the rest of the tool loop. "every_n:<N>" (N >= 2) is the middle
-        # ground: advisors run on the first iteration of each user turn and
-        # every Nth tool iteration after it; in-between iterations reuse the
-        # cached guidance from the last advisor run. Also accepts the mapping
-        # form {mode: every_n, n: N}, normalized to the canonical string.
+        # When the reference fan-out runs. "user_turn" (default) runs the
+        # advisors ONCE per user turn (the original MoA shape, and the
+        # cheapest cadence — #67199): the aggregator gets their upfront
+        # plan-level advice, then acts alone for the rest of the tool loop.
+        # "per_iteration" re-runs the advisors whenever the advisory view
+        # changes — i.e. every tool iteration, so advice tracks live task
+        # state at the cost of multiplying advisor spend by tool-loop depth.
+        # "every_n:<N>" (N >= 2) is the middle ground: advisors run on the
+        # first iteration of each user turn and every Nth tool iteration
+        # after it; in-between iterations reuse the cached guidance from the
+        # last advisor run. Also accepts the mapping form
+        # {mode: every_n, n: N}, normalized to the canonical string.
         "fanout": _coerce_fanout(raw.get("fanout")),
     }
 
@@ -407,7 +414,7 @@ def normalize_moa_config(raw: Any) -> dict[str, Any]:
         "degraded_reference_policy": active["degraded_reference_policy"],
         "max_tokens": active["max_tokens"],
         "reference_max_tokens": active.get("reference_max_tokens"),
-        "fanout": active.get("fanout", "per_iteration"),
+        "fanout": active.get("fanout", "user_turn"),
         "enabled": active["enabled"],
         # MoA-level (not per-preset) toggles ride at the top level alongside
         # save_traces. privacy_filter: '' (off, default) | 'display' | 'full'
diff --git a/tests/hermes_cli/test_moa_config.py b/tests/hermes_cli/test_moa_config.py
index 0738e668096b..62cfc32c9b82 100644
--- a/tests/hermes_cli/test_moa_config.py
+++ b/tests/hermes_cli/test_moa_config.py
@@ -672,8 +672,14 @@ def test_slot_max_tokens_absent_by_default():
 # --- fanout cadence normalization (every_n) ---
 
 
-def test_fanout_defaults_to_per_iteration():
+def test_fanout_defaults_to_user_turn():
+    # Default is the cheapest cadence (#67199): advisors once per user turn.
     cfg = normalize_moa_config({})
+    assert cfg["fanout"] == "user_turn"
+
+
+def test_fanout_per_iteration_still_selectable():
+    cfg = normalize_moa_config({"fanout": "per_iteration"})
     assert cfg["fanout"] == "per_iteration"
 
 
@@ -689,14 +695,15 @@ def test_fanout_every_n_mapping_form_normalized_to_string():
 
 
 def test_fanout_every_n_degenerate_n_falls_back():
-    # n=1 means "every iteration" — that IS per_iteration; n=0 / negative /
-    # garbage must never produce a broken cadence string.
+    # n=1 means "every iteration" — that semantically IS per_iteration;
+    # n=0 / negative / garbage is unparseable and falls to the default
+    # cadence (user_turn, the cheapest — #67199).
     assert normalize_moa_config({"fanout": "every_n:1"})["fanout"] == "per_iteration"
-    assert normalize_moa_config({"fanout": "every_n:0"})["fanout"] == "per_iteration"
-    assert normalize_moa_config({"fanout": "every_n:-2"})["fanout"] == "per_iteration"
-    assert normalize_moa_config({"fanout": "every_n:x"})["fanout"] == "per_iteration"
-    assert normalize_moa_config({"fanout": "every_n"})["fanout"] == "per_iteration"
-    assert normalize_moa_config({"fanout": {"mode": "every_n"}})["fanout"] == "per_iteration"
+    assert normalize_moa_config({"fanout": "every_n:0"})["fanout"] == "user_turn"
+    assert normalize_moa_config({"fanout": "every_n:-2"})["fanout"] == "user_turn"
+    assert normalize_moa_config({"fanout": "every_n:x"})["fanout"] == "user_turn"
+    assert normalize_moa_config({"fanout": "every_n"})["fanout"] == "user_turn"
+    assert normalize_moa_config({"fanout": {"mode": "every_n"}})["fanout"] == "user_turn"
 
 
 def test_fanout_every_n_round_trips_through_normalize():
diff --git a/tests/run_agent/test_moa_loop_mode.py b/tests/run_agent/test_moa_loop_mode.py
index 4490d7d466bc..0ee9991120b5 100644
--- a/tests/run_agent/test_moa_loop_mode.py
+++ b/tests/run_agent/test_moa_loop_mode.py
@@ -1177,10 +1177,11 @@ def test_references_parallel_interrupt_aborts_wait(monkeypatch):
         release_wedged.set()  # don't leak a blocked thread past the test
 
 
-def _ref_config(home):
+def _ref_config(home, fanout: str | None = None):
     home.mkdir()
+    fanout_line = f"\n      fanout: {fanout}" if fanout else ""
     (home / "config.yaml").write_text(
-        """
+        f"""
 moa:
   default_preset: review
   presets:
@@ -1192,7 +1193,7 @@ moa:
           model: anthropic/claude-opus-4.8
       aggregator:
         provider: openrouter
-        model: anthropic/claude-opus-4.8
+        model: anthropic/claude-opus-4.8{fanout_line}
 """.strip(),
         encoding="utf-8",
     )
@@ -1234,13 +1235,15 @@ def test_moa_facade_emits_reference_then_aggregating(monkeypatch, tmp_path):
 def test_moa_facade_reruns_references_on_new_tool_result(monkeypatch, tmp_path):
     """References re-run when a new tool result advances the task state.
 
-    The agent loop calls create() once per tool-loop iteration. References must
-    judge the LATEST state, so a new tool result is a cache MISS and re-runs the
-    references — but a redundant create() call with the SAME state is a cache
-    HIT (no re-run, no re-emit), so we don't fire on a pure no-op re-call.
+    Pins fanout: per_iteration explicitly (the default became user_turn,
+    #67199). In this mode the agent loop calls create() once per tool-loop
+    iteration and references must judge the LATEST state, so a new tool
+    result is a cache MISS and re-runs the references — but a redundant
+    create() call with the SAME state is a cache HIT (no re-run, no
+    re-emit), so we don't fire on a pure no-op re-call.
     """
     home = tmp_path / ".hermes"
-    _ref_config(home)
+    _ref_config(home, fanout="per_iteration")
     monkeypatch.setenv("HERMES_HOME", str(home))
 
     ref_runs = []
diff --git a/web/src/lib/api.ts b/web/src/lib/api.ts
index 6123e2087665..06a919826fa0 100644
--- a/web/src/lib/api.ts
+++ b/web/src/lib/api.ts
@@ -2349,7 +2349,7 @@ export interface MoaConfigResponse {
     max_tokens: number;
     /** Optional advisor output cap — round-tripped, not edited here. */
     reference_max_tokens?: number | null;
-    /** Fan-out cadence (per_iteration | user_turn) — round-tripped. */
+    /** Fan-out cadence (user_turn default | per_iteration | every_n:N) — round-tripped. */
     fanout?: string;
     enabled: boolean;
   }>;
diff --git a/website/docs/user-guide/features/mixture-of-agents.md b/website/docs/user-guide/features/mixture-of-agents.md
index d2d720bc3910..55c6d23791f0 100644
--- a/website/docs/user-guide/features/mixture-of-agents.md
+++ b/website/docs/user-guide/features/mixture-of-agents.md
@@ -134,14 +134,16 @@ Leave it unset (or `0`/blank) to keep the prior uncapped behavior.
 
 ### Advisor cadence with `fanout`
 
-By default the advisors re-run on **every tool iteration** (`fanout:
-per_iteration`), so their advice always tracks the latest tool results — at
-the cost of multiplying advisor latency and spend by the number of tool calls
-in a turn. Two alternative cadences trade freshness for speed:
+By default the advisors run **once per user turn** (`fanout: user_turn`) —
+they synthesize plan-level advice on the first message of the turn, then the
+acting aggregator works through the rest of the tool loop alone. This is the
+cheapest cadence: advisor cost does not multiply with the number of tool
+calls in a turn. Two alternative cadences trade cost for advice freshness:
 
-- `fanout: user_turn` — advisors run **once per user turn**; every tool
-  iteration after that reuses the same upfront advice (the original MoA
-  shape: synthesize a plan, then let the acting model work).
+- `fanout: per_iteration` — advisors re-run on **every tool iteration**, so
+  their advice always tracks the latest tool results — at the cost of
+  multiplying advisor latency and spend by the number of tool calls in a
+  turn.
 - `fanout: every_n:3` — the middle ground: advisors run on the **first**
   iteration of each user turn and then every **3rd** tool iteration (any
   `N >= 2` works). Iterations in between reuse the cached guidance from the
@@ -154,17 +156,24 @@ in a turn. Two alternative cadences trade freshness for speed:
 ```yaml
 moa:
   presets:
-    fast:
+    fresh:
       reference_models:
         - provider: openrouter
           model: anthropic/claude-opus-4.8
       aggregator:
         provider: openrouter
         model: openai/gpt-5.5
-      fanout: every_n:3   # advisors refresh every 3rd tool iteration
+      fanout: per_iteration   # advisors refresh on every tool iteration
 ```
 
-Unknown or malformed values fall back to `per_iteration`.
+Unknown or malformed values fall back to `user_turn`.
+
+:::note Default change
+Prior to July 2026 the default cadence was `per_iteration`. The default is
+now `user_turn` — the cheapest, lowest-impact cadence — until per-mode
+benchmarks justify a costlier default. Presets that want per-step advising
+back set `fanout: per_iteration` explicitly.
+:::
 
 ### Privacy filter for advisor outputs